FAQs

A blocked account also known as ‘Sperrkonto’ is a special account which needs to be opened, when you start your German Visa application process, from your home country. Needless to say, it is a prerequisite document of your Visa application process.
In order to, enter the Federal Republic of Germany, citizens from Non - European Countries need an entry visa. This visa will only be granted by the Foreign Office of the Federal Republic of Germany if, the intended traveller can prove sufficient funds for the duration of his stay in Germany. Proof of this is provided by presenting a blocked account. A blocked account is a special type of bank account for international students in Germany, to prove that they have enough financial resources to live in Germany for one year during their student visa application.
No, there are no exceptions in opening a RemitX blocked account. A blocked account is the only way of proving one’s financial standing. There are many other ways to prove the financial stability, but it is better to check with the German consulate beforehand.
It is extremely important that you exercise caution when you open the bank account.
A Blocked account is a proof of financial means provided to the Foreign Office of the Federal Republic of Germany. Therefore, it is very important for your blocked account to be accredited by the Foreign Office of the Federal Republic of Germany. Be aware that not all accounts are equally accepted by all authorities. Make sure that the provider you choose covers all your needs.
Security and acceptance should have a higher priority over saving a little amount of money on fees because, in the end, you could end up paying higher if things do not go as expected. Blocked accounts based on a fully licensed bank in Germany only provide full deposit protection and comprehensive acceptance. Also, it is very important for the Blocked account holder to understand the cost of funding for the blocked account and for refund if any in case of Visa refusal.
Below is the list of documents required to open a RemitX blocked account:
• Address Proof in India • University Letter • Recent passport size photo (colour) • Passport copy (front & back side) • PAN Card copy
At the moment, the presumed annual requirement that must be paid into the blocked account when applying for a visa amount to 11,208 euros per year i.e. 934 Euro’s per month. Although, many students often choose to deposit more than the minimum amount required to increase their chances of getting their student visa approved.
Yes, RemitX charges one time set up fees of 89 Euros to set up a Blocked account.
Yes, you can. The amount of 11,208 Euro’s is only the minimum amount of money required for you to apply for your student visa. In case you need to deposit more than 11208 Euro’s, you can add maximum up to 1000 Euro’s as “additional basic sum” in your blocked account. It must be noted that the additional amount in “additional basic sum" will be disbursed to your savings in your first disbursement payment,
It takes just “Three steps” to open and operationalize your RemitX Blocked account. The Blocked account process is completely online with an end-to-end solution.
Unfortunately, you can’t. Even if you’re short on time, the bank cannot proceed faster with your application. Hence, it is always recommended to start your German Blocked account opening procedure as soon as possible.
If your visa application is rejected by the German embassy in your home country, the amount will be refunded. All you need to do is log on the GBA portal – www.gba.remitx.com and update your visa status as rejected, upload your visa rejection letter, and click on submit. RemitX will then refund the funds to your bank account held in India in INR as per the prevailing market rate post deductions.
Note: Transfer fees, will be borne by the student.
RemitX blocked account is an end-to-end solution for students traveling to Germany. By choosing the RemitX blocked account, the process system helps you fund and manage your blocked account. RemitX strictly adheres to the rules and regulations of the student’s home country - for example, In India it is mandatory that the funds are originated from the students OR from their blood relatives bank account only.
German Blocked account is regulated by German Laws and regulations. Third party sponsorships to blocked account are permitted as per the German regulations. RemitX, in accordance with the German Regulations allows Third Party to fund German Blocked Account. In such cases RemitX is entitled to ask for additional documents to establish the funding of the said Blocked account. The funding process is strictly as per the student’s home country’s KYC regulations.
The German Deposit Guarantee Act applies to RemitX Blocked account as the blocked account is opened in a German bank incorporated in Germany. Pursuant to this Act, deposits of retail clients, partnerships and corporations are guaranteed up to the amount of € 100,000 per depositor.
Opening a RemitX blocked account has never been easy, go to – gba.remitx.com follow these steps:
• Click on products and select RemitX German Blocked account. • Create your blocked account online • Enter your basic details such as - email id and Mobile no and get yourself registered on the portal. • An OTP will be sent to your registered email id / mobile no. Enter the OTP and complete your personal details and upload documents wherever requested o Documents required to upload for Foreign Students are as below:  Passport Copy  University Letter  Recent passport size photograph (colour) o Documents required to upload for Indian Students are as below  Address Proof in India  University Letter  Recent passport size photograph (colour)  Passport copy (Front & Back)  PAN Card
Your Blocked account will be created, and the details will be sent to your registered email ID.
• Log in to your account with your registered email id and click on “My account” to deposit funds in your Blocked account • The portal provides options for funding of Blocked account as per the payee type and mode of payment. • Select your preference for document verification and proceed for payment type. • In case of Education Loan, you can also transfer “Payment instruction” to your education loan provider by generating Form No 5 (Form no 5 is only provided when Blocked account is funded via education loan). Submit Form no 5 and Form no 4 (account opening confirmation) to your education loan provider for funding. • Update the payment instruction in the portal to help RemitX team track your funds. • You will receive an email confirmation on the receipt of your funds • On receipt of funds, an email link will be sent to your registered email id to download your RemitX Blocked amount confirmation within 24 working hours. • Alternately, log in to your account to download your RemitX Blocked amount confirmation from “My Account”.
You can activate your blocked account only on Arrival in Germany. Log In to your RemitX Blocked account portal and upload below documents to activate your account: • Visa Copy received by the German Embassy (If not already uploaded) • Current bank account details held in Germany which includes IBAN and BIC code. • Copy of your Entry stamp in your passport • Copy of your registration certificate (Meldebestätigung) • Copy of certificate of enrolment (Immatrikulationsbescheinigung)
In Germany it is mandatory by Law to register your residence address or place of stay. The Meldebestätigung confirms that you registered your address in Germany. You get this document during your Anmeldung appointment.
You can get a Meldebescheinigung at the registry office (the “Bürgeramt”, the “Einwohnermeldeamt”, or the “Kreisverwaltungsreferat” if you’re in Munich or KVR or Kundenzentrum depending on the region or city. The procedure is simple: get an appointment at any Bürgeramt for "Meldebescheinigung beantragen”. You need to take a personal ID (such as your passport) and payment. Find your nearer registry office by inserting your postcode here
Meldebestätigung is often required to open a bank account (with some exceptions) or get a cell phone contract.
You receive an Anmeldebestätigung when you register your address in Berlin (this is called the Anmeldung). The document is printed out and given to you during the appointment.
The Anmeldebestätigung confirms that you registered an address on a certain date. The Meldebescheinigung confirms that you are still registered at this address. You only receive the Anmeldebestätigung once, but you can request a Meldebescheinigung anytime you want.
You can register your residence in Germany at Einwohnermeldeamt i.e. the local Resident Office Registration. It is recommended that you register your residence address within 2 weeks on your arrival in Germany. This is because REMITX Blocked account will require a copy of the residence registration also known as Meldebestätigung, so you can open and activate your Students Current Bank Account and Tax No. Click on https://umziehen.de/ to get the location of the closest the registration office to your place of stay.
There are basic documents that are required for your registration of residence. The documents are as below:

a. Registration form(Anmeldung)
b. Valid passport
c. Rental contract (Mietvertrag)
d. Wohnungsgeberbestätigung (landlord’s confirmation of residence)
The visa you got from German embassy in your home countryis called student visa or entry visa. All international students must convert their student visa into study resident permit before student Visa expires. You can book an appointment online for applying the resident permit at the Foreigner office (Ausländerbehörde) website. On appointment date, you need to present all the documents as required to the officerand on satisfactory your residence permit (Aufenthaltstitel) will be provided on your passport.
The documents required for Residence Permit is as below:

1. Passport with a valid student visa
2. Statutory Health Insurance certificate (Versicherungsbescheinigung)
3. A biometric photograph
4. Student ID / certificate of enrolment
5. Blocked account amount certificate Form no 6.
6. Confirmation of registration (Meldebestätigung) from the Residents Registration Office
7. Rental agreement orMietvertrag with the landlord
8. Application for a residence permit
The certificate of enrolment is a documentary evidence of you being a student studying in Germany. It is also required for submission along with other documents when you visit the local Resident Registrationoffice for registration of your place of stay.
The documents required for enrolment are as below:

a. Personal identification card or passport
b. Notification of admission
c. University entrance qualification: the original or a certified copy with a certified translation in German
d. passport size photos
e. Confirmation of SHI coverage by a public health insurance provider in Germany.
After submission of all the documents, you will receive a letter of confirmation which is your temporary student ID. The student card(Student ID) and certificate of enrolment (Immatrikulationsbescheinigung) will be received after few weeks through post.
Getting biometric pictures taken in Germany is really easy. There are two easy methods as below:

1. At FotoFix machine: All you need to do is to find a FotoFix machine, insert 6 € in coins and sit tight for a few seconds. The machine will print 4 copies of your passport photo a minute later. These biometric photos are accepted for most German document’s offices, including visas, driving licences and passports.

2. At the Bürgeramt/Ausländerbehörde: You can also find passport photo kiosks at the Bürgeramt. Find your Bürgeramt or Ausländerbehörde, then look for Fotoautomat on the information page.The machine will print 4 copies of your passport photo which are accepted for most German document’s offices, including visas, driving licences and passports.
In Germany, the health insurance is obligatory for all the residence including students. Most of the people in Germany hold public health Insurance or Statutory health insurance or GesetzlicheKrankenversicherung (GKV).
After getting insured with the public insurance company you will get the certificate of insurance (Versicherungsbescheinigung) which is necessary for the process of enrolment (Immatrikulation) at the university.
In SHI Family members (non-working Spouse, Children’s) of the insured person will also be insured for free. In case she is a working spouse then she has to be insured separately.
The statutory health insurance (SHI) in Germany is based on the solidarity system. This means, the contributions (Premium you pay every month) are based on income and not based on risk. Statutory health insurance is suitable for everyone and provides the same service to all its members regardless of contribution (Premium) and also all the basic medical necessities are covered.
The SHI providers in Germany are obligated to offer an affordable tariff for students. Once after you switched to private health insurance it can be difficult to switch back to Government health insurance in the future.

Many students in India registered with public health insurance before arriving in Germany.
The Health Insurance will be charged to the student on a monthly fee basis. The monthly fee is regularly due to be paid in at the 15th of every month for the past month. Thus the premium of the statutory Health Insurance is always paid in arears.